MedicaGen 200

Menyiapkan anda untuk perbelanjaan perubatan yang mahal dengan perlindungan menyeluruh.

Nilai hidup seseorang tidak dapat dinyatakan dalam dolar dan sen. Tetapi satu perkara yang boleh dilakukan adalah harga tinggi dari insiden yang mengubah hidup yang tidak diingini. MedicaGen 200 direka untuk melindungi anda daripada perbelanjaan perubatan yang mahal sekiranya berlaku.

  • Apa faedah yang saya dapat?
  1. Boleh diperbaharui sehingga usia 75 tahun.
  2. Had tahunan dan had seumur hidup yang tinggi.
  3. Perlindungan dengan Had Seumur Hidup hingga 3 kali Had Tahunan Keseluruhan.
  4. Termasuk perlindungan Kemalangan peribadi sebanyak RM 50,000.
  5. Akses mudah ke rangkaian hospital panel yang luas.
  • Adakah terdapat pelbagai rancangan yang boleh saya pilih?

Jadual Faedah:

PLANS
Plan 1
Plan 2
Plan 3
Plan 4
Overall Annual Limit
35,000
50,000
70,000
120,000
Lifetime Limit - During the first two (2) policy years
25,000
50,000
70,000
120,000
Lifetime Limit - Thereafter, provided insured has been claims free for the Preceding two (2) policy years
105,000
150,000
210,000
360,000
LIMIT PER DISABILITY
HOSPITAL BENEFITS
Hospital Room & Board (Max. 365 days per annum)
110
160
210
360
Intensive Care Unit (Max. 60 days per annum)
As Charged
Hospital Supplies & Services
Surgical Fees
Anaesthetist Fees
Operating Theatre
Pre-Hospital Diagnostic Tests (within 60 days prior to admission)
Pre-Hospital Specialist Consultation (within 60 days prior to admission)
In-Hospital Physician Visit (max. 365 days per annum)
Post Hospitalisation Treatment (within 31 days from discharge)
OUTPATIENT BENEFITS
Emergency Accidental Outpatient Treatment (within 24 hours and follow-up treatment to a max.of 31 days)
As Charged
Outpatient Physiotherapy Treatment (within 90 days from discharge / surgery)
Ambulance Fees
350
500
700
1,200
Outpatient Kidney Dialysis Treatment (per annum)
11,000
16,000
21,000
36,000
Outpatient Cancer Treatment (per annum)
22,000
32,000
42,000
72,000
OTHER BENEFITS
Daily-Cash Allowance at Government Hospital (max. 365 days per annum)
100
100
100
100
Home Nursing Care (per annum)
1,500
1,500
1,500
1,500
Insured Child's Daily Guardian Benefit (max. per disability)
200
250
300
400
Medical Report Fees
80
80
100
100
Government Service Tax
As Charged
PERSONAL ACCIDENT @ AGE 75
Accidental Death & Dismemberment
50,000
50,000
50,000
50,000