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MedicaGen 200​

Prepares you for costly medical expenses with comprehensive protection.

The value of one’s life cannot be expressed in dollars and cents. But one thing that can is the high price of an unfortunate life-changing incidents. MedicaGen 200 is designed to protect you against costly medical expenses in such an event.

 

  • What benefits do I get?

 

  1. Renewable up to age 75.
  2. High annual limits and lifetime limits.
  3. Protection with a Lifetime Limit up to 3 times the Overall Annual Limit.
  4. Inclusive of personal Accident cover of RM 50,000.
  5. Easy access to extensive network of panel hospitals.

 

  • Is there a range of plans that I can choose from?

 

Schedule of Benefits:

 
PLANS
Plan 1
Plan 2
Plan 3
Plan 4
Overall Annual Limit
35,000
50,000
70,000
120,000
Lifetime Limit - During the first two (2) policy years
25,000
50,000
70,000
120,000
Lifetime Limit - Thereafter, provided insured has been claims free for the Preceding two (2) policy years
105,000
150,000
210,000
360,000
LIMIT PER DISABILITY
HOSPITAL BENEFITS
Hospital Room & Board (Max. 365 days per annum)
110
160
210
360
Intensive Care Unit (Max. 60 days per annum)
As Charged
Hospital Supplies & Services
Surgical Fees
Anaesthetist Fees
Operating Theatre
Pre-Hospital Diagnostic Tests (within 60 days prior to admission)
Pre-Hospital Specialist Consultation (within 60 days prior to admission)
In-Hospital Physician Visit (max. 365 days per annum)
Post Hospitalisation Treatment (within 31 days from discharge)
OUTPATIENT BENEFITS
Emergency Accidental Outpatient Treatment (within 24 hours and follow-up treatment to a max.of 31 days)
As Charged
Outpatient Physiotherapy Treatment (within 90 days from discharge / surgery)
Ambulance Fees
350
500
700
1,200
Outpatient Kidney Dialysis Treatment (per annum)
11,000
16,000
21,000
36,000
Outpatient Cancer Treatment (per annum)
22,000
32,000
42,000
72,000
OTHER BENEFITS
Daily-Cash Allowance at Government Hospital (max. 365 days per annum)
100
100
100
100
Home Nursing Care (per annum)
1,500
1,500
1,500
1,500
Insured Child's Daily Guardian Benefit (max. per disability)
200
250
300
400
Medical Report Fees
80
80
100
100
Government Service Tax
As Charged
PERSONAL ACCIDENT @ AGE 75
Accidental Death & Dismemberment
50,000
50,000
50,000
50,000

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