Menyiapkan anda untuk perbelanjaan perubatan yang mahal dengan perlindungan menyeluruh.
Nilai hidup seseorang tidak dapat dinyatakan dalam dolar dan sen. Tetapi satu perkara yang boleh dilakukan adalah harga tinggi dari insiden yang mengubah hidup yang tidak diingini. MedicaGen 200 direka untuk melindungi anda daripada perbelanjaan perubatan yang mahal sekiranya berlaku.
Jadual Faedah:
PLANS
|
Plan 1
|
Plan 2
|
Plan 3
|
Plan 4
|
---|---|---|---|---|
Overall Annual Limit
|
35,000
|
50,000
|
70,000
|
120,000
|
Lifetime Limit - During the first two (2) policy years
|
25,000
|
50,000
|
70,000
|
120,000
|
Lifetime Limit - Thereafter, provided insured has been claims free for the Preceding two (2) policy years
|
105,000
|
150,000
|
210,000
|
360,000
|
|
LIMIT PER DISABILITY
|
|||
HOSPITAL BENEFITS
|
||||
Hospital Room & Board (Max. 365 days per annum)
|
110
|
160
|
210
|
360
|
Intensive Care Unit (Max. 60 days per annum)
|
As Charged
|
|||
Hospital Supplies & Services
|
||||
Surgical Fees
|
||||
Anaesthetist Fees
|
||||
Operating Theatre
|
||||
Pre-Hospital Diagnostic Tests (within 60 days prior to admission)
|
||||
Pre-Hospital Specialist Consultation (within 60 days prior to admission)
|
||||
In-Hospital Physician Visit (max. 365 days per annum)
|
||||
Post Hospitalisation Treatment (within 31 days from discharge)
|
||||
OUTPATIENT BENEFITS
|
||||
Emergency Accidental Outpatient Treatment (within 24 hours and follow-up treatment to a max.of 31 days)
|
As Charged
|
|||
Outpatient Physiotherapy Treatment (within 90 days from discharge / surgery)
|
||||
Ambulance Fees
|
350
|
500
|
700
|
1,200
|
Outpatient Kidney Dialysis Treatment (per annum)
|
11,000
|
16,000
|
21,000
|
36,000
|
Outpatient Cancer Treatment (per annum)
|
22,000
|
32,000
|
42,000
|
72,000
|
OTHER BENEFITS
|
||||
Daily-Cash Allowance at Government Hospital (max. 365 days per annum)
|
100
|
100
|
100
|
100
|
Home Nursing Care (per annum)
|
1,500
|
1,500
|
1,500
|
1,500
|
Insured Child's Daily Guardian Benefit (max. per disability)
|
200
|
250
|
300
|
400
|
Medical Report Fees
|
80
|
80
|
100
|
100
|
Government Service Tax
|
As Charged
|
|||
PERSONAL ACCIDENT @ AGE 75
|
||||
Accidental Death & Dismemberment
|
50,000
|
50,000
|
50,000
|
50,000
|
Reka khas insuran anda secara percuma !
Dikawal selia oleh Bank Negara Malaysia (BNM), Persatuan Insurans Am Malaysia (PIAM) dan Malaysian Takaful Association (MTA).
Sekiranya terdapat kekeliruan, kekaburan dan konflik dan pentafsiran mana-mana terma atau syarat, versi Bahasa Inggeris adalah terpakai dan mengatasi versi Bahasa Malaysia.